(801) 829-9495 Apply Today A Comprehensive Guide to Nutraceutical Products and Securing a Merchant Account for Payment Processing While the process of securing a. Authorize. Diversify your nutraceutical merchant accounts to mitigate risk. According to Research and Markets, the industry will count for over $75. Payment processing for high risk nutraceutical merchant accounts are in high demand. We offer our vast array of skills and knowledge to help ensure that nutraceutical merchants and their. The supplement industry experiences chargebacks because the products are not under heavy regulation by a government body. This way, you are denied any chance of getting your hands on a merchant processing account. If you have started up more recently, provide what you have since the start. The accounts enable acceptance of payments from customers in the US and overseas. Look for vendors that use language stating they are friendly to your business. To get a merchant account, one must submit an application with a merchant account provider. Stay processing and keep track of your transactions with your nutraceutical merchant account. Reasonable processing rates. Compare quotes from merchant providers who understand supplement & nutraceutical payments! Access 90% of UK's leading merchant acquiring banks. This alert system helps keep. Easy-to use centralized dashboard. With affordable rates and great service, your herbal supplements business is in good hands. Sharper mental clarity. High Risk Nutraceutical Merchant Accounts. A merchant account is a specific type of bank account that allows merchants to accept payments. examining the payer’s financial history and confirming the availability of funds. ACH Network transactions are fully electronic and governed by rules by NACHA and the Federal Reserve. Complete, Secure Payment Processing Solutions. For this, the merchants depend on credit card payments from customers to make money and support growth. The merchant account provider will usually require a high-risk account to process these payments. As a business expands, our online payment processing services can quickly scale accordingly, preventing any. com, know that nutraceutical merchant accounts are hard to come by. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. The MasterCard 3D Secure code is only for one-time use and is only. A third-party company that provides payment processing services for merchants. Average single transaction is over $500. The merchant account provider will usually require a high-risk account to process these payments. Get Started Today. No other merchant can have the same MID as you within the entire network of your payment processing provider. You fill. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Get Started Today. Virtual terminal merchant accounts include unlimited virtual terminals. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. NACHA , which operates the vast ACH network within the United States, doesn’t set the interchange fees associated with ACH payments. By leveraging these solutions, businesses can streamline their payment processes, improve cash flow, and reduce the risks associated with cash-heavy operations. These specialized accounts can. – Pre-recorded Videos. shop and compare merchant services for nutra sales Some merchant account providers specialize in high-risk merchant services, but they do in general charge higher transaction fees. We welcome all merchants and our high risk merchant account services are easy to operate. The typical per transaction range is $0. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. Pharmaceutical and nutraceutical goods sold online are wide-ranging. You’ll earn a 20% commission on anyone you sign up, that starts processing payments with Easy Pay Direct. Now U. This labeling has made applying for and approving a merchant account difficult. Once the application is completed, the merchant will be required to have the following items: Completed website. 252. Two of the most common supplements today with difficulty in securing supplement merchant accounts have been SARMs and Peptides. Due to larger numbers of chargebacks, increased fraud allegations by customers (legitimate or not) and the lack of a regulatory system in place in the nutraceutical field, banks and credit card processors consider the nutraceutical industry to be very high-risk and are often unwilling to provide business owners with their much-needed merchant. Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. In e-commerce, a shopping cart is a software application that allows customers to select and purchase products or services from an online store. Telemedicine merchant accounts also create an additional revenue stream for telemedicine software providers, adding profits without much additional work. A simple, easy to find return or refund policy. Contact Us!!! at (866) 414-2722 . Merchant Solutions. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. Once a high-risk nutra merchant account is approved, payment processors set monthly processing limits, typically between $25,000 and $100,000 per month, for the first three-to-six-months. OLD processing history. Nutraceutical Merchant Accounts 2018. Based in Lindon, Utah, National Processing is a merchant account provider that serves both standard-risk and high risk merchant sectors. Chargeback protection. 3 months of the most recent processing statements, if applicable A SSN (Social Security Number) or EIN (Employer Identification Number) Chargeback ratios must be under 2%; If you would like to learn more about a nutraceutical merchant account or begin the application process, contact the team of experts at eMerchantBroker. Nutraceutical products are increasingly becoming more and more popular all over the world. 1. The company’s products include ACH processing, an online payment gateway, merchant cash. A subsidiary of Visa, Authorize. Nutraceutical Merchant Account | Payment Processing for Nutra Industry Ready to Get Approved? Get Started Today! What is a Nutraceutical Merchant Account? Any. As consumers increasingly turn to dietary supplements, vitamins, and herbal remedies for health and wellness. Nutraceutical merchant accounts from High Risk Credit Card Processing Accounts. With increasing consumer demand for convenient and secure payment options, accepting credit cards and implementing efficient payment processing solutions have become essential. 2. Our payment gateway services give you access to information regarding your merchant account solutions. While these processors have reduced the acceptable business models, there have been banks emerged with a risk appetite. High Risk Nutraceutical Integrations. Every merchant has a different ID number, much like every individual has their tax ID number. At a compounded rate of 21% per annum, this dream will most likely come true. Nutraceuticals are divided into three distinctive categories: functional food (probiotics, nuts, tomato products, yogurt), functional beverages (sports drinks), and dietary supplements (vitamins, minerals. And while they cater mainly to high risk merchants, their services are also available to lower risk businesses looking for trustworthy,. For more information or to request that one of our agents contact you in regards to a payment processing account, please fill out the form on the right hand side of the page. A nutraceutical merchant account furnishes business owners with the capability of accepting credit cards and debit cards for payment processing in the nutraceutical industry. These businesses are often rejected by standard merchant accounts because of the risk to banks. For the last few years, Nootropics, sometimes referred to as “smart drugs,” have been adding to the profits of the nutraceutical merchant account industry in ways that, up until now, could only be imagined. How To Apply For A Supplements Or Nutraceuticals Merchant Account. Depending on several factors — industry type, processing history and sales volume — our merchant account fees are fair, competitive and consistent within the industry. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. According to Grand View Research, peptide sales are expected to peak at 48. An acquiring bank, also known as an acquirer, is a third party that offers a merchant account to a business for the purpose of accepting payments. A government-issued ID like a state-issued driver’s license. These supplements have experienced problems due to their use as a muscle-building steroids. Despite the fact that international drugs are 60 to 70 percent less expensive than drugs from the United States, Mastercard and Visa have formed an alliance with the Center for Safe Internet Pharmacies (CSIP) to stop the. NMA investigates the Nutra firm and evaluates its payment processing history. Our Internet merchant account services provide businesses with the reliability and security to run smoothly and thrive over the Internet. The market for nutraceuticals, sometimes known as “nutra,” is expanding both domestically and internationally. Bank account verification: Decreases return rates. 6 billion by 2017. Simply fill out the form below. Or Call: 800-993-6300. National Merchants Association. Cross-border transactions are also a risk factor and can make it difficult to obtain a merchant account. Rapid growth of your business from small to medium or high volume. Banks and traditional lenders rather. To get a merchant account, one must submit an application with a merchant account provider. Nutraceutical-friendly merchant partners should be sought from the start. All Dating Merchant Accounts are unique but included terms stay the same for most: merchant discount rate (MDR), transaction fees, monthly gateway fee, 0-6. The ACH network is a system that facilitates electronic transfers between bank accounts in the United States. Authorize. The nutraceutical business is booming, and every year brings new products. Obtaining nutraceutical credit card processing is a challenge sellers face. – Webcam and Live Video Streaming Sites. Nutraceutical Merchant Account. 6%. services. In 2015, US sales were about $74B or 40 percent of the global market. 3. Get Started Today. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. NMA investigates the Nutra firm and evaluates its payment processing history. Nutraceutical Products Credit Card Processing. 1 billion. All of them are. Nutraceutical merchant accounts are the ideal solution for online nutrient, dietary supplement, and herbal product manufacturers and retailers looking to grow their business and put the pains of finding high volume processing capacity behind them. become an agent; development; gateway; blog; are you in need of supplemental credit card processing for your nutraceutical merchant account? are you in need of supplemental credit. So, what does it really mean to be Visa. So, merchants in this industry need to find a way to obtain one. Nutraceuticals Payment processing for Nutraceuticals Nutraceutical merchants online credit card processing solutions from a reliable nutraceutical merchant account. For nutraceutical businesses, there are distinctive considerations. They’re so well-established in fact that they work with over 60,000 merchants. We carefully combine high-quality services with low prices to further our goal of becoming the leading high-risk merchant account provider in the country. Fill out our online application. There are two main reasons for this. The Florida-based merchant account provider, Allied Payments is capable of serving most domestic high-risk business types. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. These limits are typically between $25,000 and $100,000 per month. You will be contacted within one business day . One such option is eMerchant Authority which offers bad credit merchant accounts that your business needs to be able to receive payments. High-risk industries such. Other benefits of Nutra products are: Improves sleep. offshore merchant account; credit card processing; solutions. Your company is growing and needs another merchant account. You need EMB. Don’t start without identifying a target market. In the realm of high-risk payment processing, few sectors face as many challenges as the nutraceutical industry. The Payment Experts. Article by Jonathan Bomser | TouchSuite. With. 51 billion in 2022 and is expected to reach a whopping $722. With a. Call us immediately to get on the fast track for high risk merchant processing, and get your high risk merchant account approved fast. Keep in mind while seeking the help of any firm to setup a Nutraceutical payment processing account, be aware of predatory processing. 3. So, when a nutraceutical company applies to a bank for a merchant account to accept debit and credit transactions, it hits a wall. After decades of processed foods and unhealthy habits, nutraceuticals and the plant-based food revolution is gaining traction, though many are wary of medicinal uses of some of these products for a variety of reasons. While products change, one thing that stays the same is the hassle of locating a nutraceutical merchant account provider. All this being said, having the proper card payment processing services for the sales of these products must be done via a high-risk merchant account. Having a merchant account is essential for receiving funds from a payment processor. The US share of the global market was substantial. Gain insights into secure payment solutions. Most of the account providers follow a two-step approval. Why supplement merchant accounts are a struggle. When you apply and get approved for a merchant account, you are given a unique set of numbers called Merchant Identification (MID). As our staff at FintechMerchantAccounts conducted our research on the nutraceutical industry (” Nutra”) we found that it is estimated to grow to a staggering $671 billion by 2024 worldwide. Underwriting Nutraceutical Merchant Accounts. Nonetheless, experienced payment companies. There are many merchant account providers to choose from to process cashless payments, but not every merchant account provider accepts high-risk. US and international companies are welcome to apply. S. 3 billion in 2022, and is expected to grow at a CAGR of 8. This has created a significant demand for online credit card sales and nutraceutical merchant account services. However, eCommerce businesses benefit from the enhanced security of merchant account providers. Generally, our. Learn MoreProcessing History for Stripe, Square, and PayPal. To get a nutraceutical merchant account, an online application is the quickest way to an approval. EMB is recognized as one of the most experienced high risk providers in the industry. Increase your nutra merchant account stability with the right merchant account adviceBy taking these steps, you can find the best nutraceutical merchant account providers that best suit your business's needs and helps you navigate the complex regulatory landscape. E cigs provide many of the same effects of nicotine without creating smoke, rather emitting water vapor. Discussing Nutraceutical Payment Processing & Merchant Account & Regulations. . The process may take up to 6 months, with an initial registration fee of about $10,000 for the first year, and $5,000 for the following. Contact us today to discuss your needs, and we’ll provide you with a more accurate estimate based on your specific situation. After convincing people to buy dietary supplements and herbal products online, nutraceutical merchant accounts rely heavily on front-end payment gateway technology when accepting credit and debit cards for their sales. One of our skilled high risk agents will be in touch within 1-2 business days to help explain the application and the process of obtaining a merchant account with us. Here’s how our reliable and specialized payment processing solutions can give your business the confidence to scale quickly: 25+ Acquiring Banks to Choose From; Dedicated and Responsive Payment Experts; Flexible and Scalable Merchant Accounts; Chargeback Reduction Solutions; Set Up Your Nutraceutical Merchant Account Today. Instead, process checks electronically at your office through our gateway, POS, or stand-alone terminal and receive funds in your merchant bank account typically within 24-72 hours. They also struggle to secure the financing they need to grow their business and cover costs. A payment gateway is an Internet application offered by merchant services providers for use to authorize high-risk credit card and debit card payment transactions. Apply Now. It depends on the type of business the merchant operates. A merchant account is a specific type of bank account that allows merchants to accept payments. Pet supply merchant accounts Storage facility merchant accounts with. If chargeback rates are low, it is a good thing,. To keep diseases, like high blood pressure, at bay and to maintain optimal wellness levels, consumer demands for supplements and nutraceuticals continues to rise. With our nutraceutical payment processing, we make it easy to accept payments. With our nutraceutical payment processing, we make it easy to accept payments. It’s undeniable that the nutraceutical market goes on growing at a rapid pace. Easy Pay Direct can help you get an adult merchant account and credit card processing services for your high risk business. However, we commit to provide the lowest rate to your merchant account. When customers select a product they want to. A virtual terminal connects to a secure payment processing gateway. However, it is crucial to partner with a. The term nutraceutical was introduced in 1989 by American medical doctor Stephen L. A No Chargeback Merchant Account, also known as a "high-risk" merchant account, is a specialized payment processing solution designed to cater to businesses that face a higher risk of chargebacks. To save yourself and your business a headache, you need to locate a high risk merchant account processor. The global nutraceutical market is set to reach $285 billion by 2021 with a compound annual growth rate (CAGR) of. But while the industry continues to gain legitimacy, and an eager public continues to purchase nutraceuticals every day, we have to wait for regulations to catch. Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. From account management software and CRMs to accounting applications, we can link into them all with just a click of a button. As specialists in high risk payment processing, we have the industry relationships necessary to help you obtain or improve. A Merchant ID number (MID), is a unique code assigned to a merchant by their payment processor. Your Resource For Merchant Services. 5%. Nonetheless, experienced payment companies. The underwriting team scrutinizes the merchant’s financial history, credit score, business model, and other factors to determine the risk involved. This alert system helps keep. Nutraceuticals are divided into three distinctive categories: functional food (probiotics, nuts, tomato products, yogurt), functional beverages (sports drinks), and dietary supplements (vitamins, minerals. But while the industry continues to gain legitimacy, and an eager public continues to purchase nutraceuticals every day, we have to wait for regulations to catch. Consider looking for a credit card processing company that offers consulting as well. Within the realm of high-risk payment processing, the nutraceutical industry stands out as one of the most challenging sectors. To get a merchant account, one must submit an application with a merchant account provider. Business operated in high risk” industries (see list below) Business offer’s a free trial followed by a recurring monthly or annual payment. The repercussion of these characteristics is that most, if not all, banks would look at your business with doubt and consider it a high-risk. All this being said, having the proper card payment processing services for the sales of these products must be done via a high-risk merchant account. With its high approval rates, secure payment processing, and nutraceutical-specific features and services, PaymentCloud offers everything that nutraceutical business owners need to accept credit card payments from their customers. To apply, first you need to complete the online application (which takes about five minutes), and upload any additional required documents. This tends to be a point that most nutra companies forget to address because they get comfortable with the payment processing company they work with; that should not be the case. This is crucial for building trust with clients and maintaining a strong reputation in the industry. Check processing, ACH and direct debit;Host Merchant Services: Best for large high-risk businesses. First Card Payments Ifyou’re starting a nutraceutical business, you’ll probably find that setting up payment processing Read: Nutraceuticals Business Guide. Some high-risk ACH processing providers charge a flat rate. 8 billion in 2016. This meteoric growth has propelled the industry into new frontiers, most notably in payment. Accessibility Click here for Accessibility adjustments. you would need a reliable payment processing provider to help you take care of credit card purchases made on your website. Call us Toll Free (866) 509-7199. From the jump, they were impressive. The list of industries considered high risk is long and includes nutraceuticals, magazine subscription services, CBD, debt consolidation, multi-level marketing, travel, and many more. That’s where we come in. Nutraceuticals are highly regulated products that require specialized payment processing solutions. As our staff at FintechMerchantAccounts conducted our research on the nutraceutical industry (” Nutra”) we found that it is estimated to grow to a staggering $671 billion by 2024 worldwide. Household debt is at an all-time high, and it’s more important than ever for debt collection agencies to have access to convenient and robust payment processing solutions to collect debt payments. High ticket merchants and merchants with bad credit. Why Join NMA? NMA Member Benefits; From Our MembersSix steps one should make to open a nutraceutical merchant account: 1. Other benefits of Nutra products are: Improves sleep. If you have been Previously rejected or discarded by another processor, we can help you get back on track. We support weightloss,. Your business generates five to six figures every month. A merchant account for bad credit can, therefore, be opened for low and. Soar Payments: Best for. Pricing for Nutraceutical Merchant Accounts. 1. Online Credit Card Processing. ACH payments are used to move funds from one bank account to another. A merchant account is a specific type of bank account that allows merchants to accept payments. Without a merchant account, these businesses have no way to accept credit and debit card transactions. Mobile. For merchants who have processed credit card payments in the past, the underwriters will require monthly statements from each processor in order to underwrite and approve a merchant’s application. High risk merchant. No longer will customers call to purchase or. Merchant Portal; Payment Gateway, Payment XP; FAQs; 1. Accepting checks requires using the customer’s bank routing number and checking account number to debit funds without a physical check present successfully. This means that this hold back percentage is taken out of each credit card sale until your allowed monthly volume is met. A merchant account is a specific type of bank account that allows merchants to accept payments. Essentially, the e-cigarette account serves as the. When your assigned underwriter approves your account, you can start processing payments right away. While these processors have reduced the acceptable business models, there have been banks emerged with a risk appetite. Other products and services considered high risk. NACHA , which operates the vast ACH network within the United States, doesn’t set the interchange fees associated with ACH payments. We also partner with 3 rd party vendors to provide affordable merchant accounts and credit card processing services to high risk business around the word. Nutraceutical Merchant Account. This percentage has grown in recent years and companies selling supplements have increased as well. Unfortunately, this high projection still does not ease the process of being approved for peptide merchant account services from banks. The MasterCard SecureCode is a 3D Secure program adopted by MasterCard for the security of its customers. Business funding options. A subsidiary of Visa, Authorize. This makes it one of the most promising industries in the world today, thanks to more people investing in their health by buying dietary supplements, herbal products and nutrients. Also known as a tobacco shops, many financial services companies have distanced themselves from the industry. Our typical turn-around time is 3-5 business days. By SecureGlobalPay | September 13, 2021. Get Started Today. What Is Required for Firearms Friendly Merchant Services? For gun shop merchants to operate online and qualify for firearm friendly credit card processing, you need to submit the following required documents: 1. An online business generally utilizes a payment gateway, but transactions are not limited to e-commerce online payments. As just mentioned, several factors contribute to the growing difficulty of gaining approval for supplement merchant accounts. For qualifying weight loss merchants with a strong credit card processing history, we can provide you with a virtual terminal, allowing you to accept payments over the phone and via mail order. Vector Payments is a leading provider of payment processing solutions for nutraceutical and supplement businesses. Typically the holdback amount with high risk services is bewteen 5 and 10%. The U. This way, merchants can play an active role in keeping a stable and reliable merchant account open and processing. When Instabill representatives are approached about a nutraceutical merchant account, we don’t mince words. Instant check verification services for ACH accounts and electronic check payments are used to validate bank account information prior to processing an echeck payment. So, the cost of ACH processing depends on the payment processor you use. In fact, the industry is estimated to grow to a staggering $671 billion by 2024 worldwide. Check 22. The payment processor processes and executes the payment. Most credit card processors are unable to commit staff to continuous platform surveillance. Reach out. Vape and E-Cig Merchant Accounts. Ways that nutraceutical companies can get their credit card processing in order. One of the riskiest is the nutraceutical industry, which affects most consumers on a daily basis. Create a proper label of contents. Given that it greatly reduces chargebacks, merchants benefit greatly in Visa Verified transactions by getting an extra authentication factor with every transaction that go through their site. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. E cigs provide many of the same effects of nicotine without creating smoke, rather emitting water vapor. But, understandably, they make. Our payment gateway services give you access to information regarding your merchant account solutions. Why You Need Nutraceutical Credit Card Processing. Once funds have cleared into your merchant account you can then move this into your business account. If you've been declined by traditional banks, we know the frustration and can help overcome those hurdles and sign you up for a merchant account in as little as 72 hours. If there were ways to fight aging, promote sexual health or achieve weight loss without surgery or prescriptions, wouldn’t you? This is the premise on which nutraceutical companies operate – that most people want to improve their health, but may not want to undergo medical procedures or take medicines with chemicals they don’t trust. For credit card processors, the nutraceuticals industry presents both unique opportunities and challenges. – Adult Magazines. In general, merchants with a bad credit merchant account will need to demonstrate a track record of successful credit card processing and a good. 7650 South McClintock Dr #103-437 Tempe, AZ 85284 1-888-405-3093A high-risk merchant account is one that works with businesses with a higher risk of chargebacks, fraud, or failure. Easy to find contact information on the Website, receipt, and packing slips. This is why, although nutraceuticals and dietary supplements have become a hot industry, they are a closely watched one. The global nutraceuticals business reached total sales of approximately $180B in 2015; the industry projection for 2017 exceeded $204B. Merchant Processing Advisors can provide your company with a merchant account at a competitive rate along with the services and features that a nutraceutical company needs, such as the ability to handle multiple currencies, PCI compliance, integrated shopping carts, value added software, fraud and chargeback protection, and secure payment gateways. Payment processing companies have fixed jurisdictions for merchant acceptance, and. The setup time for a nutraceutical merchant account can vary based on factors like your business model, processing history, and compliance requirements. Merchant Accounts: Debt Collection Services from a Collection Agency Merchant Account. Build good brand partnerships with influencers. No longer will customers call to purchase or. If your online store needs a stronger merchant and payment. Among the fees our merchant partners can expect to pay, contingent on the acquiring banking solution we arrange, include: Discount rate; Transaction fee; Merchant account feeWe offer high-risk merchant accounts in a variety of industries. Merchant Processing News|nutraceutical payment processing|nutraceutical stores|payment methods|POS systems. What’s needed to get a nutraceutical merchant account. A nutraceutical merchant account is a custom-made bank account for businesses in the nutra space. The rapid expansion of the nutraceuticals industry –food and drinks with possible health advantages – is driven by current shopper trends. Preferential rates exclusive to Merchant Advice. 65%, Visa will request an investigation into the cause and that an action plan be developed. A government-issued ID like a state-issued driver’s license. Adding secure bank transfers as a payment method on your checkout page boosts profits with no risk of chargebacks. net offers credit card payment services for more than 430,000 merchants, including merchants that could be categorized as high-risk. A high-risk merchant account is a holding account where money is received after the customer’s payment reaches. Once the application is completed, the merchant will be required to have the following items: Completed website. Your nutraceutical merchant account could be slowly bleeding you dry and sucking out extra capital. ACH Payment Processing can help your small business with quick and secure electronic payment processing. A nutraceutical merchant account is a type of merchant account that is specifically designed for businesses that sell nutraceutical products, such as dietary supplements, vitamins, and other health-related products. FintechMerchantAccounts works with nutra merchants understand how tough it can be for Nutra business owners like you to get approved for standard. Applying online is so easy, an online or retail business can begin the process to obtain a nutraceutical company merchant account today. Copy of call center agreement. Among the fees our merchant partners can expect to pay, contingent on the acquiring banking solution we arrange, include: Discount rate; Transaction fee; Merchant account feeA head shop merchant account is a payment processing account set up exclusively for head shops. Supports reproductive health. High risk MCC codes can present challenges for nutraceutical businesses, particularly when it comes to securing a merchant account for payment processing. Domestic and international solutions with no contracts, low rates and next day funding. audience that continues to be extremely health conscious is the baby boomers. A merchant account provider processes all types of cashless payments including checks, credit and debit cards, online, and mobile payments. “The biggest risk is not taking any risk” – Mark Zuckerberg Online pharmacy is a leading business on today’s eCommerce market.